FD & Savings Calculators
What a deposit grows to, which bank pays the most for your amount and tenure, and what your savings account really earns.
Deposits
4 calculatorsCalculate the maturity value and interest on a fixed deposit in India, with quarterly, monthly, half-yearly or yearly compounding and a payout option.
Enter your amount and tenure to see the highest bank FD rates, a split that keeps every rupee within ₹5 lakh DICGC cover, an FD ladder and TDS per bank.
Compare FD rates and maturity amounts across public, private and small finance banks and the Post Office, for general and senior citizens, by tenure.
RD calculator for Indian banks: maturity amount and interest on a monthly recurring deposit, compounded quarterly, with SBI, HDFC, ICICI and Axis RD rates.
Savings accounts
2 calculatorsWork out savings account interest in India for any bank's slab rates, monthly or quarterly credit, with 80TTA and 80TTB tax and the best bank for your balance.
Savings account interest rates of 32 Indian banks, sorted by what your balance earns, with minimum balance and official sources.
Highest rates
2 calculatorsHighest FD interest rates of 32 banks and the Post Office, ranked for 1, 2, 3 and 5 years, general and senior citizen, with official sources.
Savings account rates of 32 Indian banks ranked by what your balance actually earns, highest first, with minimum balance and sources.
By bank
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Which fd & savings calculators should you use?
FD Calculator compounds quarterly by default, as Indian banks do, and handles non-cumulative deposits that pay interest out instead. No bank's rate is assumed - you enter the rate you were quoted. RD Calculator does the same for a monthly recurring deposit.
Where should I put my FD? starts from your amount and tenure and suggests where to place it, splitting across banks where that keeps the whole deposit within DICGC's deposit insurance. FD Comparison puts the banks' rates for one tenure side by side.
Savings Account Interest works out interest on a daily balance, and Savings Account Rates lists each bank's slabs. Highest FD Rates and Highest Savings Rates rank the verified rates, each with its source and date.
Government-backed deposits, such as the Post Office Time Deposit, are under Post Office.
Also useful in this workflow
Tools that belong to other categories but are frequently referenced when making these calculations.
Post Office FD calculator for 1, 2, 3 and 5-year time deposits: yearly interest, maturity amount and the 80C deduction on the 5-year term.
Plan a holiday without a loan: add travel, stay and other costs, see what the trip could cost by the date you travel and the monthly saving that covers it.
Work out an emergency fund from your monthly essentials, how far your savings already go, and how many months of saving it takes to reach the target.
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Reviewed by Pradipta Ray, MBA (Finance) · Updated