US
Small Finance BankEst. 2017
Utkarsh Small Finance Bank
Aapki Ummeed Ka Khaata
Headquarters: Varanasi, Uttar Pradesh
Official Bank WebsiteOfficial Published Interest Rates (2026)
Direct benchmark & card rates verified from Utkarsh SFB's official circulars
| Credit / Deposit Product | Starting Rate | Effective Range | Lending Benchmark | Calculator |
|---|---|---|---|---|
| Utkarsh SFB Fixed Deposit (3 Years) | 8.25% p.a. | 8.25% – 8.75% | Card Rate | — |
Rate Sourcing & Regulatory Disclosures
Direct official circular citations and borrower qualification rules for Utkarsh Small Finance Bank
Verified Official Published RateLast verified:
Rate Methodology →Headline / Starting Rate
8.25% p.a.
Effective Rate Range
8.25% – 8.75% p.a.
fixed RateBenchmark Index
RBI Repo Linked / Card Rate
Senior Citizens: up to 8.75% p.a.Applicable Conditions & Eligibility Factors:
- Quarterly compounding standard
Source: Utkarsh SFB Fixed Deposit Rates
Rates subject to borrower risk-grade & RBI regulatory changes.About Utkarsh Small Finance Bank
Utkarsh Small Finance Bank delivers micro-finance and high-return term deposit accounts across northern and eastern India.
Frequently Asked Questions: Utkarsh SFB
- Where to check Utkarsh SFB rates?
- Visit utkarsh.bank under 'Interest Rates'.