FB
Private Sector BankEst. 1931
Federal Bank
Your Perfect Banking Partner
Headquarters: Aluva, Kerala
Official Bank WebsiteOfficial Published Interest Rates (2026)
Direct benchmark & card rates verified from Federal Bank's official circulars
| Credit / Deposit Product | Starting Rate | Effective Range | Lending Benchmark | Calculator |
|---|---|---|---|---|
| Federal Housing Loan | 8.80% p.a. | 8.80% – 10.20% | Federal RBLR | — |
Rate Sourcing & Regulatory Disclosures
Direct official circular citations and borrower qualification rules for Federal Bank
Verified Official Published RateLast verified:
Rate Methodology →Headline / Starting Rate
8.80% p.a.
Effective Rate Range
8.80% – 10.20% p.a.
floating RateBenchmark Index
Federal RBLR
Applicable Conditions & Eligibility Factors:
- Tenures up to 30 years
Source: Federal Bank Home Loans Portal
Rates subject to borrower risk-grade & RBI regulatory changes.About Federal Bank
Federal Bank is a major Indian private sector commercial bank, serving millions of customers through innovative digital channels.
Frequently Asked Questions: Federal Bank
- Where to check Federal Bank rates?
- Visit federalbank.co.in for current rate cards.