AU Small Finance Bank
Badlaav Humse Hai
Headquarters: Jaipur, Rajasthan
Official Bank WebsiteOfficial Published Interest Rates (2026)
Direct benchmark & card rates verified from AU Small Finance Bank's official circulars
| Credit / Deposit Product | Starting Rate | Effective Range | Lending Benchmark | Calculator |
|---|---|---|---|---|
| AU Housing Loan | 8.90% p.a. | 8.90% – 13.50% | AU SFB EBLR | Calculate EMI→ |
| AU Wheels Car Loan | 8.99% p.a. | 8.99% – 14.00% | Card Rate | Calculate EMI→ |
| AU Personal Loan | 11.99% p.a. | 11.99% – 19.50% | Card Rate | Calculate EMI→ |
| AU Fixed Deposit (3 Years) | 7.25% p.a. | 7.25% – 8.25% | Card Rate | Calculate EMI→ |
| AU Recurring Deposit (3 Years) | 7.25% p.a. | 7.25% – 7.75% | Card Rate | Calculate EMI→ |
AU Small Finance Bank Official Rate Calculators
Simulate monthly EMIs and deposit maturity values pre-filled with verified AU Small Finance Bank rates
AU Bank Home Loan EMI Calculator
Estimate your monthly instalment and loan repayment schedule for an AU Housing Loan. AU Small Finance Bank provides structured home financing designed for both formal salaried borrowers and self-employed micro-entrepreneurs in semi-urban and urban growth centers.
AU Bank Car Loan EMI Calculator
Calculate monthly EMIs for financing passenger cars and utility vehicles through AU Wheels Loans across semi-urban and tier 2/3 locations.
AU Bank Personal Loan EMI Calculator
Estimate monthly instalments on AU Small Finance Bank Personal Loans with express digital sanctions via the AU 0101 mobile banking application.
AU Bank FD Calculator
Calculate fixed deposit interest earnings and cumulative returns with AU Small Finance Bank retail term deposits. AU Bank offers competitive yields across domestic deposits with monthly or quarterly interest payouts, including popular special tenure buckets such as the 45-month term deposit.
AU Bank RD Calculator
Plan recurring monthly savings with AU Small Finance Bank Recurring Deposits. Ideal for salaried professionals and disciplined savers looking to accumulate funds with automated monthly debits starting from as low as ₹100 per month.
Rate Sourcing & Regulatory Disclosures
Direct official circular citations and borrower qualification rules for AU Small Finance Bank
8.90% p.a.
8.90% – 13.50% p.a.
floating RateAU SFB EBLR
Applicable Conditions & Eligibility Factors:
- Affordable housing loans up to 30 years
- Caters to salaried and self-employed borrowers
Source: AU Bank Housing Loan Schemes & Rates
Rates subject to borrower risk-grade & RBI regulatory changes.8.99% p.a.
8.99% – 14.00% p.a.
fixed RateRBI Repo Linked / Card Rate
Applicable Conditions & Eligibility Factors:
- Up to 100% on-road funding on select vehicle segments
- Tenures up to 7 years
Source: AU Bank Wheels Loan Rates
Rates subject to borrower risk-grade & RBI regulatory changes.11.99% p.a.
11.99% – 19.50% p.a.
fixed RateRBI Repo Linked / Card Rate
Applicable Conditions & Eligibility Factors:
- Express digital sanctions via AU 0101 app
- Tenures from 12 to 60 months
Source: AU Personal Loan Rates & Charges
Rates subject to borrower risk-grade & RBI regulatory changes.7.25% p.a.
7.25% – 8.25% p.a.
fixed RateRBI Repo Linked / Card Rate
Senior Citizens: up to 7.75% p.a.Applicable Conditions & Eligibility Factors:
- Quarterly compounding on cumulative deposits
- Senior citizen 50 bps extra
- Special 45-month bucket at 7.75%
Source: AU Small Finance Bank Fixed Deposit Rates
Rates subject to borrower risk-grade & RBI regulatory changes.7.25% p.a.
7.25% – 7.75% p.a.
fixed RateRBI Repo Linked / Card Rate
Senior Citizens: up to 7.75% p.a.Applicable Conditions & Eligibility Factors:
- Quarterly compounding on monthly instalments
- Minimum booking starting from ₹100
Source: AU Bank Recurring Deposit Guidelines
Rates subject to borrower risk-grade & RBI regulatory changes.About AU Small Finance Bank
AU Small Finance Bank is India's largest small finance bank, offering industry-leading fixed deposit interest rates and specialized MSME credit.
Frequently Asked Questions: AU Small Finance Bank
- Where to check AU Small Finance Bank rates?
- Visit aubank.in for the latest official rate table.