SIB
Private Sector BankEst. 1929
South Indian Bank
Experience Next Generation Banking
Headquarters: Thrissur, Kerala
Official Bank WebsiteOfficial Published Interest Rates (2026)
Direct benchmark & card rates verified from South Indian Bank's official circulars
| Credit / Deposit Product | Starting Rate | Effective Range | Lending Benchmark | Calculator |
|---|---|---|---|---|
| SIB Fixed Deposit (3 Years) | 7.00% p.a. | 7.00% – 7.50% | Card Rate | — |
Rate Sourcing & Regulatory Disclosures
Direct official circular citations and borrower qualification rules for South Indian Bank
Verified Official Published RateLast verified:
Rate Methodology →Headline / Starting Rate
7.00% p.a.
Effective Rate Range
7.00% – 7.50% p.a.
fixed RateBenchmark Index
RBI Repo Linked / Card Rate
Senior Citizens: up to 7.50% p.a.Applicable Conditions & Eligibility Factors:
- Quarterly compounding standard
Source: South Indian Bank Term Deposit Rates
Rates subject to borrower risk-grade & RBI regulatory changes.About South Indian Bank
South Indian Bank is one of the earliest private banks in South India, providing retail and NRI financial solutions.
Frequently Asked Questions: South Indian Bank
- Where to check SIB rates?
- Visit southindianbank.com for rate notices.