Ujjivan SFB Recurring Deposit (RD) Calculator
Estimate maturity proceeds and interest growth on Ujjivan Small Finance Bank Recurring Deposits. Build a disciplined savings habit with flexible monthly contributions starting at ₹100, compounded quarterly for enhanced capital accumulation.
Official Rate Formula & Benchmark:
Ujjivan Recurring Deposits accumulate interest using IBA quarterly compounding across each monthly instalment. A 3-year deposit at 7.20% p.a. provides predictable maturity wealth for planned future expenses.
Current official starting rate: 7.20% p.a. (Range: 7.20% – 7.70% p.a.).
Ujjivan SFB RD Calculator
Interactive calculation engine using official Ujjivan SFB rates
Senior Citizen Benefit
Ujjivan SFB offers 7.70% p.a. (+0.50% extra) for age 60+
RD Accumulation Schedule
| Year | Deposited To Date | Cumulative Interest | Closing Balance |
|---|---|---|---|
| Year 1 | ₹1,20,000 | ₹4,755 | ₹1,24,755 |
| Year 2 | ₹2,40,000 | ₹18,739 | ₹2,58,739 |
| Year 3 | ₹3,60,000 | ₹42,633 | ₹4,02,633 |
Rate Verification & Official Notice
7.20% p.a.
7.20% – 7.70% p.a.
fixed RateRBI Repo Linked / Card Rate
Senior Citizens: up to 7.70% p.a.Applicable Conditions & Eligibility Factors:
- Quarterly compounding on monthly instalments
- Minimum deposit ₹100 per month
Source: Ujjivan Recurring Deposit Rates
Rates subject to borrower risk-grade & RBI regulatory changes.How It Works
- 1Select monthly instalment from ₹100 upwards in multiples of ₹100.
- 2Flexible tenure options from 6 months up to 10 years.
- 3Standing instructions automatically transfer instalments from your Ujjivan savings account.
Key Factors Influencing Your Rate
- •Preferential 50 bps interest for senior citizens
- •Loan against RD facility available up to 90% of deposit balance
- •Penalty on delayed instalment payments per bank policy
Worked Numerical Example: Ujjivan SFB RD Calculator
Depositing ₹10,000 monthly for 3 years (36 instalments) at 7.20% p.a. quarterly compounding yields ₹4,02,632 at maturity on total deposits of ₹3,60,000, earning ₹42,632 in interest.
Frequently Asked Questions: Ujjivan SFB RD Calculator
- Minimum RD deposit amount?
- ₹100 per month.
- How is interest compounded?
- Quarterly compounding per IBA standards.