Loan & EMI Calculators

Calculate monthly loan EMI in 5 seconds. View total interest, repayment breakdown, and full month-by-month amortization schedule for all loans in India.

Enter a price and your down payment to see the financed amount, monthly EMI, total interest and total cost of the purchase, in Indian rupees.

Estimate the EMI your income can support after existing obligations, and the loan amount that EMI buys at Indian lending rates and tenures.

Find the true cost of No Cost EMI offers in 5 seconds. Uncover hidden processing fees, GST, and forgone upfront cash discounts before buying.

Flat vs reducing rate calculator: convert a flat interest rate to its true reducing-balance rate, and compare the EMI and total interest on the same loan.

Calculate your home loan EMI in India, with total interest and a year-by-year amortisation schedule for tenures up to 30 years.

Enter the on-road price and your down payment to see the loan amount, monthly EMI, total interest and the full cost of financing a car in India.

Calculate the EMI, total interest and total repayment on a personal loan in India, and compare tenures from 12 to 60 months.

Work out the EMI on a bike or scooter in India after your down payment, with total interest, total cost and a tenure comparison.

Education loan EMI calculator for India: the EMI after the moratorium, interest added while you study, total cost and the 80E tax saving, with lender rates.

Gold loan EMI and maximum borrowing per gram in India under RBI's tiered LTV limit (85%, 80% or 75% by loan size), for 18K to 22K gold.

Calculate the EMI, total interest and repayment schedule on a business or MSME loan in India, and compare tenures before you sign with a bank or NBFC.

Loan against property EMI calculator: monthly LAP EMI, total interest and schedule, plus how much loan your house or shop can support at a given LTV.

Calculate the EMI on a PMMY Mudra loan in India. Pick Shishu, Kishor, Tarun or Tarun Plus, enter your bank's rate and tenure, and see the schedule.

Work out the EMI, total interest and repayment schedule on a second-hand car loan in India from the car price, your down payment, the rate and tenure.

Work out the EMI, total interest and total repayment on any loan in India, and compare tenures side by side to see what a longer term really costs.

Find out how much interest a loan in India will cost over its full tenure, alongside the principal and total repayment, with a year-by-year breakdown.

Loan eligibility calculator: the loan amount you may get on your salary after existing EMIs, for home, car, personal and two-wheeler loans in India.

Loan prepayment calculator for home, personal and car loans: interest saved and months cut by a part-payment, and whether to reduce the EMI or the tenure.

Plan how to clear credit cards and loans in India. Compare Avalanche and Snowball: months to debt-free, total interest and the order each debt is paid off.

See if moving your home or other loan to a lower rate pays off: old vs new EMI, interest saved, net saving after fees and the month you break even.

Home loan starting rates of 26 Indian banks, lowest first, with the EMI on your amount, processing fees where published and official sources.

Personal loan starting rates of 26 Indian banks, lowest first, with the EMI on your amount, processing fees where published and official sources.

Car loan starting rates of 21 Indian banks, lowest first, with the EMI on your amount, processing fees where published and official sources.

Education loan interest rates of 21 banks and NBFCs, lowest first, for study in India or abroad, with the EMI on your amount, tax benefit and sources.

Two-wheeler (bike) loan starting rates of 19 banks and NBFCs, lowest first, with the EMI on your amount, processing fees and official sources.