Ujjivan Small Finance Bank
Build a Better Life
Headquarters: Bengaluru, Karnataka
Official Bank WebsiteOfficial Published Interest Rates (2026)
Direct benchmark & card rates verified from Ujjivan SFB's official circulars
| Credit / Deposit Product | Starting Rate | Effective Range | Lending Benchmark | Calculator |
|---|---|---|---|---|
| Ujjivan Affordable Housing Loan | 8.80% p.a. | 8.80% – 14.50% | Ujjivan EBLR | Calculate EMI→ |
| Ujjivan Personal Loan | 11.99% p.a. | 11.99% – 22.00% | Card Rate | Calculate EMI→ |
| Ujjivan Term Deposit (3 Years) | 7.20% p.a. | 7.20% – 8.75% | Card Rate | Calculate EMI→ |
| Ujjivan Recurring Deposit (3 Years) | 7.20% p.a. | 7.20% – 7.70% | Card Rate | Calculate EMI→ |
Ujjivan SFB Official Rate Calculators
Simulate monthly EMIs and deposit maturity values pre-filled with verified Ujjivan SFB rates
Ujjivan SFB Home Loan EMI Calculator
Calculate your monthly EMI and amortization on Ujjivan SFB Affordable Housing Loans. Tailored for low-and-middle-income families (LIG/MIG) purchasing their first home, constructing on ancestral land, or home improvement, with support for formal and non-formal income documentation.
Ujjivan SFB Personal Loan EMI Calculator
Estimate monthly instalments on Ujjivan Small Finance Bank personal loans for salaried and self-employed borrowers starting from 11.99% p.a.
Ujjivan SFB FD Calculator
Calculate maturity amounts on Ujjivan Small Finance Bank Domestic Term Deposits. Ujjivan SFB provides market-leading fixed deposit rates with flexible tenure options ranging from 7 days to 10 years, featuring signature promotional slabs such as the 80-week (560-day) term deposit.
Ujjivan SFB RD Calculator
Estimate maturity proceeds and interest growth on Ujjivan Small Finance Bank Recurring Deposits. Build a disciplined savings habit with flexible monthly contributions starting at ₹100, compounded quarterly for enhanced capital accumulation.
Rate Sourcing & Regulatory Disclosures
Direct official circular citations and borrower qualification rules for Ujjivan Small Finance Bank
8.80% p.a.
8.80% – 14.50% p.a.
floating RateUjjivan EBLR
Applicable Conditions & Eligibility Factors:
- Affordable home loans under PMAY guidelines
- Tenures up to 25 years
Source: Ujjivan SFB Housing Loan Scheme
Rates subject to borrower risk-grade & RBI regulatory changes.11.99% p.a.
11.99% – 22.00% p.a.
fixed RateRBI Repo Linked / Card Rate
Applicable Conditions & Eligibility Factors:
- Digital application via mobile banking app
- Tenures from 12 to 60 months
Source: Ujjivan Personal Loan Rates
Rates subject to borrower risk-grade & RBI regulatory changes.7.20% p.a.
7.20% – 8.75% p.a.
fixed RateRBI Repo Linked / Card Rate
Senior Citizens: up to 7.70% p.a.Applicable Conditions & Eligibility Factors:
- Quarterly compounding applied to domestic term deposits
- Senior citizen 50 bps extra
- Peak slab 8.25% for 80 weeks
Source: Ujjivan SFB Term Deposit Rates
Rates subject to borrower risk-grade & RBI regulatory changes.7.20% p.a.
7.20% – 7.70% p.a.
fixed RateRBI Repo Linked / Card Rate
Senior Citizens: up to 7.70% p.a.Applicable Conditions & Eligibility Factors:
- Quarterly compounding on monthly instalments
- Minimum deposit ₹100 per month
Source: Ujjivan Recurring Deposit Rates
Rates subject to borrower risk-grade & RBI regulatory changes.About Ujjivan Small Finance Bank
Ujjivan Small Finance Bank provides financial inclusion and high-yield fixed deposits for retail depositors.
Frequently Asked Questions: Ujjivan SFB
- Where to check Ujjivan SFB rates?
- Visit ujjivansfb.in for official deposit notifications.