Axis Bank
Badhti Ka Naam Zindagi
Headquarters: Mumbai, Maharashtra
Official Bank WebsiteOfficial Published Interest Rates (2026)
Direct benchmark & card rates verified from Axis Bank's official circulars
| Credit / Deposit Product | Starting Rate | Effective Range | Lending Benchmark | Calculator |
|---|---|---|---|---|
| Axis Bank Home Loan | 8.75% p.a. | 8.75% – 10.05% | Axis RBLR (Repo linked) | Calculate EMI→ |
| Axis Bank Personal Loan | 10.49% p.a. | 10.49% – 22.00% | Card Rate | Calculate EMI→ |
| Axis Bank Fixed Deposit (3 Years) | 7.10% p.a. | 6.70% – 7.20% | Card Rate | Calculate EMI→ |
| Axis Bank Car Loan | 8.85% p.a. | 8.85% – 11.00% | Card Rate | Calculate EMI→ |
| Axis Bank Gold Loan | 9.25% p.a. | 9.25% – 16.50% | Card Rate | Calculate EMI→ |
| Axis Bank Recurring Deposit (3 Years) | 7.10% p.a. | 7.10% – 7.60% | Card Rate | Calculate EMI→ |
Axis Bank Official Rate Calculators
Simulate monthly EMIs and deposit maturity values pre-filled with verified Axis Bank rates
Axis Bank Home Loan EMI Calculator
Calculate your monthly repayments and amortization on an Axis Bank home loan with verified official rates.
Axis Bank Personal Loan EMI Calculator
Estimate monthly EMIs on an Axis Bank personal loan with customized repayment options starting at 10.49% p.a.
Axis Bank FD Calculator
Compute maturity value and interest earnings on Axis Bank fixed deposits with quarterly compounding.
Axis Bank Car Loan EMI Calculator
Calculate monthly EMIs for buying a new car with Axis Bank auto financing.
Axis Bank Gold Loan Calculator
Calculate estimated loan EMI and interest against hallmarked gold jewellery with Axis Bank.
Axis Bank RD Calculator
Calculate your monthly deposit returns with Axis Bank Recurring Deposits.
Rate Sourcing & Regulatory Disclosures
Direct official circular citations and borrower qualification rules for Axis Bank
8.75% p.a.
8.75% – 10.05% p.a.
floating RateAxis RBLR (Repo linked)
Applicable Conditions & Eligibility Factors:
- Shubh Aarambh scheme offers 12 EMI waivers on timely repayments
- Starting rate for CIBIL 750+
Source: Axis Bank Home Loan Schedule
Rates subject to borrower risk-grade & RBI regulatory changes.10.49% p.a.
10.49% – 22.00% p.a.
fixed RateRBI Repo Linked / Card Rate
Applicable Conditions & Eligibility Factors:
- Digital end-to-end processing
- Tenures from 12 to 60 months
Source: Axis Bank Personal Loan Interest Rates
Rates subject to borrower risk-grade & RBI regulatory changes.7.10% p.a.
6.70% – 7.20% p.a.
fixed RateRBI Repo Linked / Card Rate
Senior Citizens: up to 7.60% p.a.Applicable Conditions & Eligibility Factors:
- Quarterly compounding on domestic retail term deposits
- Senior citizen 50 bps extra
Source: Axis Bank Fixed Deposit Rates
Rates subject to borrower risk-grade & RBI regulatory changes.8.85% p.a.
8.85% – 11.00% p.a.
fixed RateRBI Repo Linked / Card Rate
Applicable Conditions & Eligibility Factors:
- Up to 100% on-road funding for select models
- Tenure up to 84 months
Source: Axis Bank Car Loan Schedule
Rates subject to borrower risk-grade & RBI regulatory changes.9.25% p.a.
9.25% – 16.50% p.a.
floating RateRBI Repo Linked / Card Rate
Applicable Conditions & Eligibility Factors:
- RBI mandated 75% LTV ceiling
- Same-day disbursal at Axis branches
Source: Axis Gold Loan Portal
Rates subject to borrower risk-grade & RBI regulatory changes.7.10% p.a.
7.10% – 7.60% p.a.
fixed RateRBI Repo Linked / Card Rate
Senior Citizens: up to 7.60% p.a.Applicable Conditions & Eligibility Factors:
- Quarterly compounding on monthly instalments
- Auto-debit from Axis savings account
Source: Axis Bank RD Rates
Rates subject to borrower risk-grade & RBI regulatory changes.About Axis Bank
Axis Bank is India's third-largest private sector bank, delivering full-spectrum banking services across retail, corporate, and SME segments.
The bank offers floating-rate home loans pegged to the Axis Repo Based Lending Rate (RBLR), with distinct consumer advantages like 12-EMI waivers under the Shubh Aarambh scheme.
Frequently Asked Questions: Axis Bank
- Where are Axis Bank rates published officially?
- Axis Bank publishes all active rates at axisbank.com under 'Interest Rates'.