IB
Public Sector BankEst. 1907
Indian Bank
Your Own Bank
Headquarters: Chennai, Tamil Nadu
Official Bank WebsiteOfficial Published Interest Rates (2026)
Direct benchmark & card rates verified from Indian Bank's official circulars
| Credit / Deposit Product | Starting Rate | Effective Range | Lending Benchmark | Calculator |
|---|---|---|---|---|
| IB Home Loan | 7.45% p.a. | 7.45% – 9.50% | Indian Bank RLLR | — |
Rate Sourcing & Regulatory Disclosures
Direct official circular citations and borrower qualification rules for Indian Bank
Verified Official Published RateLast verified:
Rate Methodology →Headline / Starting Rate
7.45% p.a.
Effective Rate Range
7.45% – 9.50% p.a.
floating RateBenchmark Index
Indian Bank RLLR
Applicable Conditions & Eligibility Factors:
- CIBIL 750+ qualifies for lowest rate
Source: Indian Bank Home Loan Scheme
Rates subject to borrower risk-grade & RBI regulatory changes.About Indian Bank
Indian Bank is a premier public sector bank headquartered in Chennai, following its successful merger with Allahabad Bank.
Frequently Asked Questions: Indian Bank
- Where to check Indian Bank interest rates?
- Visit indianbank.in for official notifications.