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CalcMate

All Calculators

Every calculator on the site, grouped by what it does. 35 tools in total, all free and all showing the full working behind the number.

Six groups, and the one you want depends on what you are trying to decide. If you are taking out a loan, the loan calculators cover eligibility, cost and prepayment. If you are buying a phone or an appliance, the product EMI calculators handle down payments, exchange value and no-cost offers. If you are putting money away rather than borrowing it, the investment and savings calculators cover SIP, FD, PPF and growth rates.

If you just need a monthly instalment from an amount, a rate and a tenure, the EMI Calculator is the one to start with. A card conversion is priced and taxed differently from every other instalment, so it has its own credit card calculator. And if you are checking arithmetic rather than borrowing, the financial and math calculators cover simple and compound interest, percentages and averages.

EMI Calculators

Calculators that work out a monthly instalment, whatever you are financing. Each one shows the EMI, the total interest and a full repayment schedule.

4 calculators in EMI Calculators

Loan Calculators

Tools for planning and comparing borrowing, from what a lender might sanction to what a lump sum prepayment would save on a loan you already have.

Loan CalculatorWork out the EMI, total interest and total repayment on any loan in India, and compare tenures side by side to see what a longer term really costs.Loan Interest CalculatorFind out how much interest a loan in India will cost over its full tenure, alongside the principal and total repayment, with a year-by-year breakdown.Loan Prepayment CalculatorSee how a part-prepayment changes an Indian loan: revised tenure, interest saved, and the alternative of keeping the tenure and lowering the EMI instead.Home Loan EMI CalculatorCalculate your home loan EMI in India, with total interest and a year-by-year amortisation schedule for tenures up to 30 years.Car Loan EMI CalculatorEnter the on-road price and your down payment to see the loan amount, monthly EMI, total interest and the full cost of financing a car in India.Personal Loan EMI CalculatorCalculate the EMI, total interest and total repayment on a personal loan in India, and compare tenures from 12 to 60 months.Bike Loan EMI CalculatorWork out the EMI on a bike or scooter in India after your down payment, with total interest, total cost and a tenure comparison.Education Loan EMI CalculatorCalculate the EMI on an education loan in India, the total interest over the repayment period, and how the moratorium changes what you owe.Gold Loan EMI CalculatorCalculate the EMI, total interest and total repayment on a gold loan in India, for any amount, rate and tenure.Loan Eligibility CalculatorEstimate the loan amount a lender might sanction on your income, after existing EMIs, for home, car, personal and two-wheeler loans in India.Flat vs Reducing Rate CalculatorCompare a flat interest rate against a reducing-balance rate on the same loan in India, and see the reducing rate a flat quote actually equals.

11 calculators in Loan Calculators

Product EMI Calculators

EMI calculators for things you buy at a store or online, with fields for down payment, exchange value, processing fee and no-cost EMI offers.

Mobile EMI CalculatorCalculate the EMI on any mobile phone in India. Add a down payment, exchange value, card offer rate and processing fee to see the real monthly cost.iPhone EMI CalculatorWork out the EMI on an iPhone with your down payment, trade-in and card offer, and compare 12, 18, 24 and 36 month plans.iPhone 18 EMI CalculatorPlan the EMI on a base iPhone 18 before it goes on sale in India. Set your expected price, down payment and tenure to budget ahead.iPhone 18 Pro EMI CalculatorFind the EMI on an iPhone 18 Pro from Apple India's listed price, after your down payment and trade-in, with a 12 to 36 month comparison.iPhone 18 Pro Max EMI CalculatorCalculate the EMI on an iPhone 18 Pro Max in India with down payment and trade-in, and see the total interest for each tenure option.Laptop EMI CalculatorCalculate the EMI on a laptop including accessories and extended warranty, with total interest and a 12 to 36 month comparison.TV EMI CalculatorWork out the monthly EMI on a television, with wall mounting and installation costs kept separate, plus a full tenure comparison.AC EMI CalculatorCalculate the EMI on an air conditioner in India, with installation, copper piping and stabiliser costs kept separate from the financed amount.Refrigerator EMI CalculatorFind the EMI on a refrigerator in India after down payment and exchange value, with total interest and a comparison across 12 to 36 months.Washing Machine EMI CalculatorCalculate the EMI on a washing machine in India with down payment and exchange value, and see the total interest for each tenure.

10 calculators in Product EMI Calculators

Investment & Savings

Calculators for money you are putting away rather than borrowing: monthly investments, one-time investments, bank deposits, PPF and the growth rate between two values.

5 calculators in Investment & Savings

Credit Card Calculators

Converting a card purchase into instalments is the most expensive routine borrowing most people do, and the advertised rate is not the whole price.

1 calculator in Credit Card Calculators

Financial & Math Calculators

Interest and everyday maths calculators. Useful alongside the loan and investment tools when you are comparing a deposit, a discount or a rate.

4 calculators in Financial & Math Calculators

Reviewed by Pradipta Ray, Editor · Last updated