Canara Bank
Together We Can
Headquarters: Bengaluru, Karnataka
Official Bank WebsiteOfficial Published Interest Rates (2026)
Direct benchmark & card rates verified from Canara Bank's official circulars
| Credit / Deposit Product | Starting Rate | Effective Range | Lending Benchmark | Calculator |
|---|---|---|---|---|
| Canara Bank Housing Loan | 7.40% p.a. | 7.40% – 9.50% | Canara RLLR | Calculate EMI→ |
| Canara Vehicle Loan | 8.70% p.a. | 8.70% – 10.80% | Canara RLLR | Calculate EMI→ |
| Canara Swarna Gold Loan | 8.80% p.a. | 8.80% – 9.80% | Card Rate | Calculate EMI→ |
| Canara Term Deposit (3 Years) | 6.85% p.a. | 6.85% – 7.35% | Card Rate | Calculate EMI→ |
| Canara Recurring Deposit (3 Years) | 6.85% p.a. | 6.85% – 7.35% | Card Rate | Calculate EMI→ |
Canara Bank Official Rate Calculators
Simulate monthly EMIs and deposit maturity values pre-filled with verified Canara Bank rates
Canara Bank Home Loan EMI Calculator
Calculate your monthly instalments on a Canara Bank housing loan using verified official rates starting from 7.40% p.a.
Canara Bank Car Loan EMI Calculator
Calculate monthly EMIs for purchasing a new vehicle with Canara Bank auto financing starting at 8.70% p.a.
Canara Bank Gold Loan Calculator
Calculate estimated loan EMI and interest against hallmarked gold jewellery with Canara Bank.
Canara Bank FD Calculator
Calculate your fixed deposit interest returns with Canara Bank using official published interest rates.
Canara Bank RD Calculator
Calculate your monthly deposit returns with Canara Bank Recurring Deposits.
Rate Sourcing & Regulatory Disclosures
Direct official circular citations and borrower qualification rules for Canara Bank
7.40% p.a.
7.40% – 9.50% p.a.
floating RateCanara RLLR
Applicable Conditions & Eligibility Factors:
- Standard reducing balance tied to Canara RLLR
- Higher credit scores qualify for lowest spread
Source: Canara Bank Housing Loan Rates
Rates subject to borrower risk-grade & RBI regulatory changes.8.70% p.a.
8.70% – 10.80% p.a.
floating RateCanara RLLR
Applicable Conditions & Eligibility Factors:
- Up to 90% financing
- RLLR benchmarked
Source: Canara Vehicle Loan Rates
Rates subject to borrower risk-grade & RBI regulatory changes.8.80% p.a.
8.80% – 9.80% p.a.
floating RateRBI Repo Linked / Card Rate
Applicable Conditions & Eligibility Factors:
- Fast disbursal on hallmarked jewellery
- 75% LTV cap
Source: Canara Swarna Gold Loan Scheme
Rates subject to borrower risk-grade & RBI regulatory changes.6.85% p.a.
6.85% – 7.35% p.a.
fixed RateRBI Repo Linked / Card Rate
Senior Citizens: up to 7.35% p.a.Applicable Conditions & Eligibility Factors:
- Quarterly compounding applied to retail deposits
- Senior citizen 50 bps extra
Source: Canara Bank Term Deposit Rates
Rates subject to borrower risk-grade & RBI regulatory changes.6.85% p.a.
6.85% – 7.35% p.a.
fixed RateRBI Repo Linked / Card Rate
Senior Citizens: up to 7.35% p.a.Applicable Conditions & Eligibility Factors:
- Quarterly compounding on monthly instalments
- Auto-debit from Canara savings account
Source: Canara Bank Recurring Deposit Schedule
Rates subject to borrower risk-grade & RBI regulatory changes.About Canara Bank
Canara Bank is one of the premier public sector banks in India, widely known for customer service, retail lending, and agricultural finance.
Frequently Asked Questions: Canara Bank
- Where to check Canara Bank rates officially?
- Visit canarabank.com under 'Rates & Charges'.