IOB
Public Sector BankEst. 1937
Indian Overseas Bank
Good People to Grow With
Headquarters: Chennai, Tamil Nadu
Official Bank WebsiteOfficial Published Interest Rates (2026)
Direct benchmark & card rates verified from IOB's official circulars
| Credit / Deposit Product | Starting Rate | Effective Range | Lending Benchmark | Calculator |
|---|---|---|---|---|
| IOB Subha Griha Home Loan | 7.45% p.a. | 7.45% – 9.40% | IOB RLLR | — |
Rate Sourcing & Regulatory Disclosures
Direct official circular citations and borrower qualification rules for Indian Overseas Bank
Verified Official Published RateLast verified:
Rate Methodology →Headline / Starting Rate
7.45% p.a.
Effective Rate Range
7.45% – 9.40% p.a.
floating RateBenchmark Index
IOB RLLR
Applicable Conditions & Eligibility Factors:
- CIBIL 750+ preferred
Source: IOB Housing Finance Portal
Rates subject to borrower risk-grade & RBI regulatory changes.About Indian Overseas Bank
Indian Overseas Bank is a major public sector bank operating over 3,200 branches across India and abroad.
Frequently Asked Questions: IOB
- Where to check IOB rates?
- Visit iob.in for official deposit and loan tariffs.