P&S
Public Sector BankEst. 1908
Punjab & Sind Bank
Where Service is a Way of Life
Headquarters: New Delhi, Delhi
Official Bank WebsiteOfficial Published Interest Rates (2026)
Direct benchmark & card rates verified from Punjab & Sind Bank's official circulars
| Credit / Deposit Product | Starting Rate | Effective Range | Lending Benchmark | Calculator |
|---|---|---|---|---|
| PSB Apna Ghar Housing Loan | 7.45% p.a. | 7.45% – 9.50% | PSB RLLR | — |
Rate Sourcing & Regulatory Disclosures
Direct official circular citations and borrower qualification rules for Punjab & Sind Bank
Verified Official Published RateLast verified:
Rate Methodology →Headline / Starting Rate
7.45% p.a.
Effective Rate Range
7.45% – 9.50% p.a.
floating RateBenchmark Index
PSB RLLR
Applicable Conditions & Eligibility Factors:
- CIBIL 750+ qualifies for prime tier
Source: Punjab & Sind Bank Apna Ghar Scheme
Rates subject to borrower risk-grade & RBI regulatory changes.About Punjab & Sind Bank
Punjab & Sind Bank is a major Indian public sector bank offering retail home loans, MSME schemes, and government term deposits.
Frequently Asked Questions: Punjab & Sind Bank
- Where to check Punjab & Sind Bank rates?
- Visit punjabandsindbank.co.in for official notices.