TV EMI Calculator
A television is one of the few purchases where a meaningful part of the cost arrives after the invoice. Wall mounting, a bracket and installation are usually billed by the installer, not the seller, and none of it is financed. Enter the TV price here and budget those separately.
On this page
Calculator and results
For a ₹60,000 TV, financing ₹60,000 at 14% over 1 year gives an EMI of ₹5,387, with ₹4,647 in interest and a total cost of ₹64,647 including the down payment and fee.
Starting value is an example, not a quoted price. Enter the price you are offered.
Deducted from the price before financing, like a down payment.
Large-screen TV offers often carry 0% to 16% a year.
Charged upfront by the bank or lender, not part of the EMI.
Monthly EMI
₹5,387
for 1 year
Financed amount
₹60,000
Total interest
₹4,647
Total cost
₹64,647
Down payment + EMIs + fee
Financed amount vs interest
- Principal
- 92.8%
- ₹60,000
- Total interest
- 7.2%
- ₹4,647
Compare tenures
| Tenure | EMI | Total interest | Total payment |
|---|---|---|---|
| 12 months | ₹5,387 | ₹4,647 | ₹64,647 |
| 18 months | ₹3,715 | ₹6,868 | ₹66,868 |
| 24 months | ₹2,881 | ₹9,138 | ₹69,138 |
| 36 months | ₹2,051 | ₹13,821 | ₹73,821 |
Saved scenarios stay in this browser only. No sign-up.
Monthly EMI
₹5,387
- What it is:
- An EMI calculator for televisions.
- What it calculates:
- The monthly instalment after any down payment, and the total cost of the plan.
Key Assumptions
- Wall mounting and installation are usually billed separately by the installer.
- Cashback arrives after purchase and does not change the EMI.
- Large-screen models often carry the best no-cost terms.
How does the TV EMI Calculator work?
Only the invoice value is financed. Wall mounting brackets, installation labour, a soundbar bought separately and any HDMI cabling are typically paid in cash on the day, so the EMI understates what the television actually costs you.
Screen size drives the offer. Large-format models carry the deepest festive discounts and the most generous no-cost terms, because that is where margins and competition are highest. The same brand's smaller models often have no offer at all.
Festive-season TV deals usually combine a no-cost EMI with a bank cashback. The cashback does not touch the EMI - it is credited to the card afterwards and reduces your effective cost, not your instalment. Model the EMI at 0% and treat the cashback as a separate rebate.
Exchange offers on older televisions exist but pay considerably less than phone trade-ins. Where offered, the value is deducted before financing.
TV EMI Calculator formula
Financed amount = price - down payment - exchange value; EMI = P x r x (1+r)^n / ((1+r)^n - 1)
- P
- = financed amount
- r
- = monthly interest rate = annual rate / 12 / 100
- n
- = tenure in months
Wall mounting and installation are billed by the installer and are not part of the financed amount. Add them to your own budget, not to the price field.
TV EMI Calculator: worked example
A ₹60,000 television with ₹10,000 down at 14% over 12 months
- Price
- ₹60,000
- Down payment
- ₹10,000
- Financed amount
- ₹50,000
- Interest rate
- 14% a year
- Tenure
- 1 year
- Monthly EMI
- ₹4,489
- Total interest
- ₹3,873
- Total cost
- ₹63,873
TV EMI Calculator: frequently asked questions
Are installation charges financed?
Does a cashback offer change my EMI?
What tenure do TV offers usually run for?
Should I finance a soundbar with the TV?
Further reading
How Indian lenders work out your monthly instalment, why the interest portion shrinks every month, and what actually changes the number.
Why a flat 10% and a reducing-balance 10% are not the same loan, how much more the flat structure costs, and where you meet it in India.
Report a problem with this calculator
Reviewed by Pradipta Ray, MBA (Finance) · Updated