Ujjivan SFB Fixed Deposit (FD) Calculator
Calculate maturity amounts on Ujjivan Small Finance Bank Domestic Term Deposits. Ujjivan SFB provides market-leading fixed deposit rates with flexible tenure options ranging from 7 days to 10 years, featuring signature promotional slabs such as the 80-week (560-day) term deposit.
Official Rate Formula & Benchmark:
Ujjivan SFB calculates term deposit returns using quarterly compounding: A = P(1 + r/400)^(4t). For a 3-year tenure, the verified card rate is 7.20% p.a. for general depositors and 7.70% p.a. for senior citizens, with special short-term slabs offering up to 8.25%.
Current official starting rate: 7.20% p.a. (Range: 7.20% – 8.75% p.a.).
Ujjivan SFB FD Calculator
Interactive calculation engine using official Ujjivan SFB rates
Senior Citizen Benefit
Ujjivan SFB offers 7.70% p.a. (+0.50% extra) for age 60+
Deposit Growth Schedule
| Year | Cumulative Interest | Closing Value |
|---|---|---|
| Year 1 | ₹36,984 | ₹5,36,984 |
| Year 2 | ₹76,703 | ₹5,76,703 |
| Year 3 | ₹1,19,360 | ₹6,19,360 |
Rate Verification & Official Notice
7.20% p.a.
7.20% – 8.75% p.a.
fixed RateRBI Repo Linked / Card Rate
Senior Citizens: up to 7.70% p.a.Applicable Conditions & Eligibility Factors:
- Quarterly compounding applied to domestic term deposits
- Senior citizen 50 bps extra
- Peak slab 8.25% for 80 weeks
Source: Ujjivan SFB Term Deposit Rates
Rates subject to borrower risk-grade & RBI regulatory changes.How It Works
- 1Book online via Ujjivan Mobile Banking or visit any Ujjivan SFB branch.
- 2Minimum deposit of ₹1,000 with options for reinvestment or regular payout.
- 3Deposits insured up to ₹5,00,000 by DICGC under the RBI deposit insurance framework.
Key Factors Influencing Your Rate
- •Promotional tenure slabs (80 weeks / 560 days offering highest rate tier)
- •Senior citizen extra benefit of 50 bps
- •Premature withdrawal penalty of 0.75% applicable on premature liquidation
Worked Numerical Example: Ujjivan SFB FD Calculator
A fixed deposit of ₹5,00,000 placed for 3 years at 7.20% p.a. with quarterly compounding matures at ₹6,19,360, earning ₹1,19,360 in cumulative interest.
Frequently Asked Questions: Ujjivan SFB FD Calculator
- What is Ujjivan 3-year FD rate?
- 7.20% p.a. for general depositors and 7.70% for senior citizens.
- What is peak promotional rate?
- Up to 8.25% p.a. for 80-week (560-day) deposits.