Skip to content
CalcMate
IB
Private Sector BankEst. 1964

IDBI Bank

Banking For All

Headquarters: Mumbai, Maharashtra

Official Bank Website

Official Published Interest Rates (2026)

Direct benchmark & card rates verified from IDBI Bank's official circulars

How CalcMate verifies rates →
Credit / Deposit ProductStarting RateEffective RangeLending BenchmarkCalculator
IDBI Home Loan8.45% p.a.8.45% – 9.50%IDBI RLLR—

Rate Sourcing & Regulatory Disclosures

Direct official circular citations and borrower qualification rules for IDBI Bank

Verified Official Published RateLast verified:
Rate Methodology →
Headline / Starting Rate

8.45% p.a.

Effective Rate Range

8.45% – 9.50% p.a.

floating Rate
Benchmark Index

IDBI RLLR

Applicable Conditions & Eligibility Factors:

  • Pegged to repo rate

Source: IDBI Bank Housing Finance Portal

Rates subject to borrower risk-grade & RBI regulatory changes.

About IDBI Bank

IDBI Bank is an Indian financial institution offering specialized corporate, infrastructure, and retail banking services.

Frequently Asked Questions: IDBI Bank

Where to check IDBI Bank rates?
Visit idbibank.in for current interest rates.