ICICI Bank
Hum Hai Na, Khayal Aapka
Headquarters: Mumbai, Maharashtra
Official Bank WebsiteOfficial Published Interest Rates (2026)
Direct benchmark & card rates verified from ICICI Bank's official circulars
| Credit / Deposit Product | Starting Rate | Effective Range | Lending Benchmark | Calculator |
|---|---|---|---|---|
| ICICI Bank Home Loan | 8.75% p.a. | 8.75% – 9.90% | I-EBLR (Repo linked) | Calculate EMI→ |
| ICICI Bank Personal Loan | 10.65% p.a. | 10.65% – 16.00% | Card Rate | Calculate EMI→ |
| ICICI Bank Fixed Deposit (3 Years) | 7.00% p.a. | 6.70% – 7.25% | Card Rate | Calculate EMI→ |
| ICICI Bank New Car Loan | 8.75% p.a. | 8.75% – 10.50% | Card Rate | Calculate EMI→ |
| ICICI Bank Used Car Loan | 11.50% p.a. | 11.50% – 15.00% | Card Rate | Calculate EMI→ |
| ICICI Bank Gold Loan | 9.10% p.a. | 9.10% – 15.50% | Card Rate | Calculate EMI→ |
| ICICI Bank Recurring Deposit (3 Years) | 7.00% p.a. | 7.00% – 7.50% | Card Rate | Calculate EMI→ |
ICICI Bank Official Rate Calculators
Simulate monthly EMIs and deposit maturity values pre-filled with verified ICICI Bank rates
ICICI Bank Home Loan EMI Calculator
Estimate your monthly EMI and interest for an ICICI Bank Home Loan based on verified official card rates starting from 8.75% p.a.
ICICI Bank Personal Loan EMI Calculator
Calculate monthly instalment for ICICI Bank personal loans with digital pre-approved sanctions starting from 10.65% p.a.
ICICI Bank FD Calculator
Compute fixed deposit interest and maturity payout for ICICI Bank term deposits with standard quarterly compounding.
ICICI Bank Car Loan EMI Calculator
Compute monthly EMIs for financing your new passenger vehicle with ICICI Bank auto loans.
ICICI Bank Used Car Loan EMI Calculator
Calculate monthly instalments on second-hand passenger car financing through ICICI Bank pre-owned car loans.
ICICI Bank Gold Loan Calculator
Calculate estimated loan EMI and interest against hallmarked gold jewellery with ICICI Bank.
ICICI Bank RD Calculator
Calculate your monthly deposit returns with ICICI Bank Recurring Deposits.
Rate Sourcing & Regulatory Disclosures
Direct official circular citations and borrower qualification rules for ICICI Bank
8.75% p.a.
8.75% – 9.90% p.a.
floating RateI-EBLR (Repo linked)
Applicable Conditions & Eligibility Factors:
- Starting rate of 8.75% for salaried borrowers with CIBIL score 750+
- Tenure up to 30 years
Source: ICICI Bank Home Loans Portal
Rates subject to borrower risk-grade & RBI regulatory changes.10.65% p.a.
10.65% – 16.00% p.a.
fixed RateRBI Repo Linked / Card Rate
Applicable Conditions & Eligibility Factors:
- Digital instant sanction for pre-approved customers
- Tenures up to 60 months
Source: ICICI Bank Personal Loan Schedule
Rates subject to borrower risk-grade & RBI regulatory changes.7.00% p.a.
6.70% – 7.25% p.a.
fixed RateRBI Repo Linked / Card Rate
Senior Citizens: up to 7.50% p.a.Applicable Conditions & Eligibility Factors:
- Quarterly compounding on term deposits of 180+ days
- Golden Years FD provides extra 10 bps for 5+ years
Source: ICICI Bank Fixed Deposit Interest Rates
Rates subject to borrower risk-grade & RBI regulatory changes.8.75% p.a.
8.75% – 10.50% p.a.
fixed RateRBI Repo Linked / Card Rate
Applicable Conditions & Eligibility Factors:
- Up to 100% on-road funding for select models
- Tenures up to 84 months
Source: ICICI Bank Car Loan Rates & Charges
Rates subject to borrower risk-grade & RBI regulatory changes.11.50% p.a.
11.50% – 15.00% p.a.
fixed RateRBI Repo Linked / Card Rate
Applicable Conditions & Eligibility Factors:
- Financing up to 85% of valuation
- Fast digital evaluation
Source: ICICI Pre-Owned Car Finance Portal
Rates subject to borrower risk-grade & RBI regulatory changes.9.10% p.a.
9.10% – 15.50% p.a.
floating RateRBI Repo Linked / Card Rate
Applicable Conditions & Eligibility Factors:
- Up to 75% LTV statutory benchmark
- Direct account credit within 30 minutes at branches
Source: ICICI Gold Loan Notice
Rates subject to borrower risk-grade & RBI regulatory changes.7.00% p.a.
7.00% – 7.50% p.a.
fixed RateRBI Repo Linked / Card Rate
Senior Citizens: up to 7.50% p.a.Applicable Conditions & Eligibility Factors:
- Quarterly compounding on monthly instalments
- Auto-debit from ICICI savings account
Source: ICICI Bank RD Interest Card
Rates subject to borrower risk-grade & RBI regulatory changes.About ICICI Bank
ICICI Bank is one of India's premier private sector financial institutions, recognized for technological innovation in mobile banking (iMobile) and digital retail finance.
The bank offers competitive retail lending products linked to the ICICI Policy Repo Benchmark Lending Rate (PRBLR), as well as a full spectrum of fixed income deposits.
Frequently Asked Questions: ICICI Bank
- How to check ICICI Bank's latest interest rates?
- Check the official rate card at icicibank.com under 'Personal > Notice Board > Interest Rates'.