Ujjivan SFB Personal Loan EMI Calculator
Estimate monthly instalments on Ujjivan Small Finance Bank personal loans for salaried and self-employed borrowers starting from 11.99% p.a.
Official Rate Formula & Benchmark:
Ujjivan Personal Loans provide unsecured funding up to ₹10 Lakh with reducing balance interest starting from 11.99% p.a. and fast digital approval.
Current official starting rate: 11.99% p.a. (Range: 11.99% – 22.00% p.a.).
Ujjivan SFB Personal Loan EMI Calculator
Interactive calculation engine using official Ujjivan SFB rates
For 3 years at 11.99% p.a. reducing balance
Yearly Repayment Schedule
| Year | Principal Paid | Interest Paid | Total Paid | Balance |
|---|---|---|---|---|
| Year 1 | ₹58,891 | ₹20,813 | ₹79,704 | ₹1,41,109 |
| Year 2 | ₹66,353 | ₹13,351 | ₹79,704 | ₹74,757 |
| Year 3 | ₹74,757 | ₹4,943 | ₹79,700 | ₹0 |
Rate Verification & Official Notice
11.99% p.a.
11.99% – 22.00% p.a.
fixed RateRBI Repo Linked / Card Rate
Applicable Conditions & Eligibility Factors:
- Digital application via mobile banking app
- Tenures from 12 to 60 months
Source: Ujjivan Personal Loan Rates
Rates subject to borrower risk-grade & RBI regulatory changes.How It Works
- 1Unsecured borrowing up to ₹10 Lakh.
- 2Flexible tenures from 12 to 60 months with fast digital verification.
Key Factors Influencing Your Rate
- •Salary credentials
- •Credit bureau risk score
Worked Numerical Example: Ujjivan SFB Personal Loan EMI Calculator
For a ₹2,00,000 loan at 11.99% p.a. for 3 years (36 months), your monthly EMI is ₹6,642, with total interest of ₹39,108.
Frequently Asked Questions: Ujjivan SFB Personal Loan EMI Calculator
- Max loan amount?
- Up to ₹10,00,000.
- Starting rate?
- 11.99% p.a.